At Mates With Property, we specialize in helping individuals secure a home to live in, or an investment property, with no deposit required.

Our unique service covers all upfront costs, making property ownership accessible sooner.

Our process is simple, structured, and designed for a smooth transition to full property ownership:

Discovery Call: We start with you completing our Discovery Call, Once complete we schedule a call to assess your eligibility and determine if our partnership is a good fit.
Financial Readiness: We connect you with our broker team to get you 'bank-ready' and define a sustainable, suitable budget.
Property Acquisition: We identify the right property that perfectly aligns with your goals and our no-deposit purchasing structure.
Purchase & Settlement: We handle the full property purchase on your behalf.
Refinance & Completion: We refinance the property with a mainstream lender. This is when we take payment for our services, meaning there are absolutely no upfront costs to you.

This structure offers significant long-term benefits:

Zero Upfront Cost: You buy a home with no personal savings required. We cover all purchasing costs, legal fees, and the deposit.
Avoid Lenders Mortgage Insurance (LMI): Your end loan is structured to be below an 80% Loan-to-Value Ratio (LVR), which eliminates LMI, saving you substantial long-term money.
Competitive Rates: Since your final LVR will be below 80%, you qualify for the most competitive interest rates offered by mainstream lenders.